It seems that there’s a lot more in and out transactions to keep on top of in a family situation. More people = more responsibilities and keeping track of them all on a month to month basis is no easy feat! What about planning for the future? Does it often get put off until next […]

What should Betty do? Her concerns are quite clear. What can she do to increase her confidence with respect to her finances? The first step is to take a look at past patterns. How much does she make each month (after tax) and how does spend it? Does her income cover her expenses? This is […]

I opened our mail today and it was full of bills! It’s that time of year when the holiday spending catches up with us. Income tax preparation and RSP marketing are in full swing. What to do? Betty has been back at work for a couple weeks and is feeling the pressure to start the […]

2012 Post #1 was about deciding what you want and Post #2 was about knowing what you spend and your current financial condition. Post #3 will give you some ideas on how to make it happen. Set a budget – it’s easier than you think Integrate your goals Set up a system to achieve your […]

Part 1 of Ringing in the New Year with a Fresh Financial Plan was about deciding what you wanted, in what order and what it would cost. Part 2 focuses on using your past to reset the path for your future. It won’t take long! Gather whatever information you have: Bank statements Pay stub Credit […]

2012 has begun. Are you ringing in the new year with a solid plan? It doesn’t have to be complicated. Keep it simple and make it yours. 3 easy steps: Decide what you want. Take a look at the past. Plan the future This post will address #1. a) State 3 goals and prioritize them. […]

As we approach the holidays, we’re getting excited to see family and take a break from the daily routine. Time out from work and some fun and relaxation are in our plan. We’ve become more efficient at preparing for the holidays although we start earlier. Two small kids and full schedules means we can’t leave […]

Yummy appetizers are sometimes a meal in themselves. How to make them pleasing, tasty and healthy? Here are 5 ideas that fit any budget: Heartwarming soup – brilliant on a cold day Humus and pita A selection of sliced meats and bread Fruit Dollar size pancakes with jam, syrup or shredded cheese Easy to prepare […]

You may feel you have enough on your plate with the holiday season but here are a few points to think about: The RSP deadline is not for a few months but now is a good time to decide what you’ll do with a bonus, extra cheque or holiday extras The end of the year […]

There are lots of good organizations to give to at any time of the year. The holiday season however inspires greater consideration for those that do not have as much as some of us. Whether it is your time, energy, food or cash donation there are many worthy causes. A couple things to consider: Do […]