Budgets, Debt Management and Financial Planning for Women
Contact Us at info@dearpiggybank.com
Welcome to Dear Piggy Bank
Your Source for Smart Money Moves
How can we help? Have you been meaning to set a budget or financial plan? Have you read financial how-to books but found it difficult put the information into action? Gathering the information and facing the numbers can be a daunting prospect and can prevent you from getting started.
Whether you run out of time, are intimidated by the information or plain just don’t like it, we can help by doing the part that is hardest to do but easiest to avoid!
We will do the analysis and design a plan with a clear and simple set of recommendations to help you meet your goals.
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CEO of the House
Just like a business, managing your household finances effectively is key to success and lower stress. The greatest challenges remain cash flow and planning!
It takes a big chunk of monthly income to run a home and the job requires a extensive skill set (coordinator, purchasing, inventory management, logistics, planning and finance).
Whether it's a household of 1 or a household of 6, being able to manage the finances is a big part of the job. If you do it well, you will spend less money and have more time. We'd be pleased to help you set up money management systems and plans that are low maintenance and work for you.
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Future Planning
What do you need to do to plan for your future? If you feel pretty confident that your day-to-day finances are in good shape but are wondering whether you should be doing more to prepare for your future then maybe we can help. You may want to buy a home, a new car or be sure that you're planning for your retirement or your child's education but are not sure how to make it all happen. So many competing priorities!
Once we have your complete financial information we will review your file and the decision you're trying to make. We'll prepare some recommendations just for you. We can provide the most thoughtful suggestions if you share information about your lifestyle and financial strengths/weaknesses.
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I can't decide ...
Decision Making
Need help making an important financial decision? Are you trying to decide between a new or used car? Whether you can afford to go back to school? Whether you can afford to buy an apartment? These decisions can have a huge financial impact. Sometimes they can be overwhelming and an objective second opinion can really help.
Once we have your complete financial information we will review your file and the decision you’re trying to make and prepare some recommendations just for you. We can provide the most thoughtful suggestions if you share information about your lifestyle and financial strengths/weaknesses.
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I'm stressing about debt!
Debt solutions for women: So many people find themselves in a situation where they have more debt than they intended. It can be incredibly worrisome to have high levels of debt however often it’s easier to deal with than you think. The faster you make a plan and begin to repay your debt, the faster it will disappear and you can begin to feel better.
If you are having difficulty knowing where to begin and would like help making a plan then check out our debt solutions service. Once we have your complete financial information we will review your file and prepare a debt repayment plan - just for you.
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I need a budget!
Budget Planning
You've been meaning to make a budget but there are so many other things you'd rather do instead!
Once we have your complete financial information we'll review your file and prepare a budget tailored for you. We can provide the most comprehensive package if you share information about your lifestyle and financial strengths/weaknesses.
You will receive our recommendations in a budget format (with written explanations) as well as a tracking sheet that you can use to monitor your progress once you start using your budget. We'll contact you a few weeks after we’ve sent the material to confirm that you received it and understand it. Your success is important to us!
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How You Can Become Money Savvy
Basic money management isn't always basic. No one likes to spend their time figuring out their finances or be short of money. No one likes to feel guilty because of over spending or overwhelmed because it all seems so confusing. You work hard to earn your paycheck and should be able to enjoy yourself. It can be tricky balancing between daily life and planning for your future. If you set it up right, you'll find yourself worrying less about finances and having more money to live the lifestyle you want.
Gain control of your money and develop your financial power. Work with us to make your money management chores low hassle. It's all about having a plan and making smart choices.
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Value to You
For the price of a spa visit or a couple nights out you can take control of your money. A small investment in your future that will quickly pay you back!
A little knowledge and good organization can go a long way to making a simple money management plan. Our strength is planning your blueprint to financial clarity. We propose a plan, outline your options and design a tailored action plan. You can focus on reviewing the recommendations, decision making and action.
Our Focus
Planning your blueprint to financial clarity. Dear Piggy Bank works for you, the client! Dear Piggy Bank is not affiliated with or paid by any financial institution. It does not sell financial products, provide financing, make referrals or receive commissions from financial institutions or organizations that provide financing. Our objective is to give you as many tools and suggestions as possible to manage your finances and we believe that having a simple and effective plan is more than half the battle!
Latest Articles
Do We Lead an Extravagant Lifestyle?
Posted: November 4, 2015
I started out by asking myself if we lived ‘simply’ and determined after looking at our credit card bill that we don’t. Then I wondered whether we lead an extravagant lifestyle.
I use the word ‘lead’ because distinguishing between our needs and wants sheds perspective on this question. Other than housing, utilities, basic food and clothing, child care and transportation the balance of our expenditures is highly discretionary (i.e. much of food and clothing) or ‘wants’.
But life without treats isn’t fun either. How to find the right balance? The options and choices are many but we must be able to reconcile them with our own set of values and based on this, we may define lifestyle as frugal, comfortable, privileged or extravagant – it’s all very subjective and I can’t say I’ve answered my own question – yet.
