As we approach the holidays, we’re getting excited to see family and take a break from the daily routine. Time out from work and some fun and relaxation are in our plan. We’ve become more efficient at preparing for the holidays although we start earlier. Two small kids and full schedules means we can’t leave it to the last minute!

I think we’ve ticked off the main things on our list:

• Holiday treats
• Gifts for the kids
• Donation to the Food Bank
• Cards are in the mail

Now to enjoy! Next post will be about preparing for 2012. What are your financial plans?