Budgets, Debt Management and Financial Planning for Women

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    What is the Value of Gift?

    My husband and my birthdays fall within a week of each other, it is Remembrance Day on Monday and the holiday season is around the corner. What do all of those have in common? Gifts and giving. It got me thinking….what is the value of a gift? Is it what you pay, the effort you […]

    The Value of Your Health

    Common sense tells us that keeping in good health is the right thing to do but sometimes, you can’t control what happens. Last Friday I had knee surgery to reconstruct my ACL (due to a soccer injury) and I consider myself very lucky. Granted, going in for surgery provokes anxiety and the rehabilitation process is […]

    The Dollars & Scents of Valentines Day

    February 14th was last week but we still have reminders around our home such as homemade valentines cards and a basket of spring plants that can be planted outside before long. I was thinking about how everyone experiences the day so differently. My girls dressed themselves all in pink and were really excited to hand […]

    Personal Finances & Canadian Women’s Soccer

    You may ask what these have in common? Even if you didn’t watch any of the games, you may have heard that they achieved their goal of qualifying for the summer Olympics. Even though they didn’t win or score against the US team, they competed in the tournament with a disciplined focus on their objective. […]

    Ho Ho Holidays!

    As we approach the holidays, we’re getting excited to see family and take a break from the daily routine. Time out from work and some fun and relaxation are in our plan. We’ve become more efficient at preparing for the holidays although we start earlier. Two small kids and full schedules means we can’t leave […]

    Holiday Parties – Decadent vs. Down to Earth

    Selecting which invitations to accept can be complex. Holiday parties are a big outing for parents with small kids because there’s a lot to put in place to make it happen including an outfit, babysitting, gifts, donations and transportation. My husband and I work for two very different organizations and the holiday parties were a […]

    Deck the Halls…O Christmas Tree, O Christmas Tree

    The theme of this post is decorations! Don’t forget to include this type of thing in your budget because a tree here, some lights there and a poinsettia or two and before you know it, $200 is out of your wallet! I suppose it’s like anything else and you get what you pay for. What […]

    I’m Engaged! Now What – Wedding Plans?

    Congratulations if this is you! It doesn’t take long to switch your thoughts to wedding planning. There are a lot of hats to wear when arranging the big day and it can get a little overwhelming…..project manager, PR representative and psychologist to name a few. Weddings are big business and it doesn’t take long to […]

    What’s in Your Budget?

    Do you ever take a look at your budget and compare how much you allocate for essentials compared to non essentials? Most people spend between $120 and $250 per month per person on food. Compare this to how much you spend on a hobby or interest such as photography, reading, crafts, sports (yoga, hockey or […]

    Questions About Money?

    I have a list of blog topics I can work from but typically the topic chooses me. Something I notice, an experience or question that strikes me. I thought I would ask if you have any questions relating to money management or financial planning? Please feel free to ask. Thanks!




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