You may feel you have enough on your plate with the holiday season but here are a few points to think about:

• The RSP deadline is not for a few months but now is a good time to decide what you’ll do with a bonus, extra cheque or holiday extras
• The end of the year is the deadline for RESP contributions to fall in this year
• 2011 deductions for donations, fitness tax credits and tuition and so on must be paid in this calendar year
• Depending on your income level this year, this may be a good time to increase your efforts to bring in the income in 2011

Get ahead of the game! Planning for 2012:

• What are your goals?
• What is your plan?

You probably already know. If you have 2 minutes to jot down your goals, you are more than half way there!