Once you know the ins and outs of your household finances it’s time to decide where you’d like to go, make a map, put gas in the car and get on the road. GOALS: Having a destination in mind may not be how everyone likes to travel but without specific goals, the probability of achieving […]

November is Financial Literacy Month but what does that mean to you? The last post included the definition by the Financial Consumer Agency of Canada and the key message was for individuals to have enough knowledge to confidently and responsibly manage their finances. I think for many, these words come with some big and perhaps […]

This is a question that can make many of us look at our shoes or up to the sky. It is more than understanding definitions and financial tools such as debt and bank accounts. The question is whether we make good choices and have a strong handle on our financial affairs. November is Financial Literacy […]

I love my husband dearly but honestly, reaching financial goals involved less conversation (i.e. communication) when I was a single! This may be stating the obvious but you’d think this is something we’d be good at….at least on the same page. He does have a degree in Economics and a MBA and I as an […]

Do you feel like you’re living on a tight budget? If you do, tightening your belt before you’ve slimmed down to fit the new belt notch doesn’t feel very good so we’ve provided a simple process to get you started on the path to financial fitness.

Whether you’re saving for something special, something shiny and new or your future, here are a few are some tips to get you started. Do you work better with a goal? I do, I’m one of those people that likes to know where I’m going and typically I know what I want. I don’t always […]

The leaves are changing colour and falling to the ground and I see squirrels gathering fallen  nuts to store for their winter meals. I’m not sure if that’s why the Fall is also ‘investment season’ but in as much as our ancestors put a lot of energy into preparing for the winter months, we are […]

Despite best efforts, many leave post secondary education with student loan debt and the job market isn’t always so friendly. Taking a look at some numbers can give an idea of what to expect in terms of income and expenses (including loan payments). If you can earn $22/hour or $44,000/year, this will put about $3,000 […]

The first week of school is almost finished and all those ‘back to school’ parties can be distracting! A lot of money changes hands during the first couple weeks of school…mostly it flows in one direction, out of your hands! There are lots of big expenses as well as little ones that all add up. […]

What’s your motto? Live like a pauper and graduate a princess or prince? You may think the goal of graduating without student debt is lofty to say the least. It’s not easy but a challenge worth accepting. Just like any other budget, if it doesn’t balance (that is to say that expenses are greater than […]