The tortoise and the hare can teach us a lesson on this subject too! Whether you are saving for retirement, a big trip, a home or something special, slow and steady does it. Here are a few reasons why: If the amount is built into your budget, it is part of the plan Automatic monthly […]

Are you expecting a tax refund? If so, do you have a plan? The best way to get the most out of your tax refund is to have a plan. It’s your money after all – coming back to you! Before you dip into it (even a little bit), take a moment to think about […]

A chore few people like to do but one that must be done! The due date for filing personal income taxes to Canada Revenue Agency is April 30th. If you owe taxes, submitting by this date means you will avoid fees and penalties. I read an article recently that said that most Canadians would rather […]

After Retirement Savings Plan (RSP) season there is a lull. RSP’s are in the news a lot early in the new year because of the deadline to invest to deduct against past years! Sixty days after January 1st to be precise. 2011 Tax Time – You’ve probably started received most of your tax information in […]

How is 2012 going for you? Did you make financial resolutions and are you meeting them? Here are some handy and simple tips to help keep you on track with your budget: · Buy on sale · Buy second hand · Make a list for what you want to buy – this helps avoid impulse […]

Sometimes the expenses you face are out of your control. Take this week for example, BC kids have no school Monday, Tuesday and Wednesday. The first question is whether or not existing child care can provide additional coverage and the second is what to do if they don’t. As it is, Spring Break begins March […]

Have you started receiving tax info in the mail? Don’t ignore it, the faster you get it done, the faster you will receive any return you are owed. As the tax slips arrive in the mail, put them all into one envelope. Write a quick checklist of the tax information you expect to receive and […]

A little more than one left to make your RSP contribution for the 2011 tax year! Why do it you may ask? Save for your future Reduce the amount of tax paid now

Isn’t it amazing what effect the date February the 14th has on the prices of certain things? Every year it comes around, right in the middle of the stat holiday drought and it doesn’t matter if it falls on a Tuesday or a Saturday there are a few things you can count on: Restaurant reservations […]

Last post outlined our family case study. What should Mr & Mrs B do? Their concerns about a large amount of mortgage debt, retirement and lack of confidence with respect to the day to day finances are very common and can add a great deal of stress to a household or relationship. It seems their […]