Budgets, Debt Management and Financial Planning for Women

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November 2015
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Previous Posts

  • Do We Lead an Extravagant Lifestyle?
  • Budgeting for UK 2015 – The Real Numbers Are In!
  • Our 5 Top Budget Busters
  • What Will Our Wonderful Trip Cost?
  • What Would You Do If You Won The Lottery?
  • Advice From Exceptional People
  • What Happens If Mortgage Rates Go Up?
  • An Extra $120 Per Month? I’ll Take It!
  • Money Stress – What to Do When You Lose Your Job
  • Wardrobe Budget Blues
  • Slow and Steady Saving

    The tortoise and the hare can teach us a lesson on this subject too! Whether you are saving for retirement, a big trip, a home or something special, slow and steady does it. Here are a few reasons why:

    • If the amount is built into your budget, it is part of the plan
    • Automatic monthly transfers = it will happen
    • Regular deposits/purchases = dollar cost averaging
    • Automatic savings = no anxiety with respect to ‘when to buy’
    • Invested wisely (see below) and it will grow
    • Add ‘windfall’ money and it will grow even faster

    Don’t forget to make sure your hard earned money is invested in an appropriate investment. Consider the following 3 things:

    1. What – The purpose for the money
    2. When – This dictates how long you can invest the money
    3. You – What is your risk tolerance?

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