Budgets, Debt Management and Financial Planning for Women

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    The Definition of Rich

    Our two kids have taken an interest in money lately. Not so much the big dollars but they have spent time categorizing different coin denominations and moving their piggy bank stash from one container to another. The different values of the penny, nickel, dime, quarter, loonie and toonie are lost on our 3.5 year old […]

    2011 Income Taxes, How About 2012 Income Taxes?

    After Retirement Savings Plan (RSP) season there is a lull. RSP’s are in the news a lot early in the new year because of the deadline to invest to deduct against past years! Sixty days after January 1st to be precise. 2011 Tax Time – You’ve probably started received most of your tax information in […]

    Savvy Money Saving Tips

    How is 2012 going for you? Did you make financial resolutions and are you meeting them? Here are some handy and simple tips to help keep you on track with your budget: · Buy on sale · Buy second hand · Make a list for what you want to buy – this helps avoid impulse […]

    Blowing the Budget! Planning for Unexpected Expenses

    Sometimes the expenses you face are out of your control. Take this week for example, BC kids have no school Monday, Tuesday and Wednesday. The first question is whether or not existing child care can provide additional coverage and the second is what to do if they don’t. As it is, Spring Break begins March […]

    T4’s, T5’s – It’s Tax Time!

    Have you started receiving tax info in the mail? Don’t ignore it, the faster you get it done, the faster you will receive any return you are owed. As the tax slips arrive in the mail, put them all into one envelope. Write a quick checklist of the tax information you expect to receive and […]

    Tick Tock, the 2011 RSP Deadline is Fast Approaching!

    A little more than one left to make your RSP contribution for the 2011 tax year! Why do it you may ask? Save for your future Reduce the amount of tax paid now

    Does Valentine’s Day Break Your Piggy Bank?

    Isn’t it amazing what effect the date February the 14th has on the prices of certain things? Every year it comes around, right in the middle of the stat holiday drought and it doesn’t matter if it falls on a Tuesday or a Saturday there are a few things you can count on: Restaurant reservations […]

    2012 New Year Financial Resolutions

    How’s it going with your 2012 resolutions? Even though it’s already the beginning of February, 2012 is hardly underway and there’s always time to get started on the right financial path. Many of us start the year with fresh resolve to improve, change and/or get organized. What can you get done before that impetus to […]

    Personal Finances & Canadian Women’s Soccer

    You may ask what these have in common? Even if you didn’t watch any of the games, you may have heard that they achieved their goal of qualifying for the summer Olympics. Even though they didn’t win or score against the US team, they competed in the tournament with a disciplined focus on their objective. […]

    Case Study – Family: Tax Time, RSP and Holiday Debt

    Last post outlined our family case study. What should Mr & Mrs B do? Their concerns about a large amount of mortgage debt, retirement and lack of confidence with respect to the day to day finances are very common and can add a great deal of stress to a household or relationship. It seems their […]




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