How’s it going with your 2012 resolutions? Even though it’s already the beginning of February, 2012 is hardly underway and there’s always time to get started on the right financial path.

Many of us start the year with fresh resolve to improve, change and/or get organized. What can you get done before that impetus to put plans into action dissolves?

How do you make it happen?

1. Start small
2. Put it on the calendar
3. Make it easy for yourself

You may think it takes grand plans to get financially organized but it doesn’t have to. Start small, with simple steps like thinking of your goals and making a list of what you think you have to do. Things like gathering some of your papers (pay check, bank account and credit card statements), rough out what you have, what you owe and what you pay each month for regular expenses.

Take your list of things to do and put each task on the calendar. Now you have a plan to get it done.

Set realistic expectations for yourself. Choose your top priority goal and get started on that one. Tackle the others a little later.

Next post will list some tips and tricks to making this process easier!