There are lots of reasons to procrastinate: I don’t have my taxes figured out yet I don’t know how I don’t know where to start I don’t know how much I’ll need I’m young and have lots of time until retirement I don’t have any extra money to save for retirement, I need it now […]

It’s that time of year again when banks, credit unions and investment advisors are talking about RSP’s. There’s nothing like a deadline to prompt people to action.   How can a RSP help you?   Saving for your retirement is a good thing to do – even though it may seem like ages in the […]

You’ve done the math and set the plan. How is it going? A plan is the key and a budget is simply a tool you use to reach your goals. What happens if you go off track?   The first step is to check in and see how it’s working. Compare your actual spending to […]

You know your goals and what you typically spend each month. Before you compare it to your monthly income…..review the spend categories and consider which ones you could spend less on and how much.   Now compare your actual expenses to your monthly income. Does it cover them? How about if you add in some […]