Before we move straight to making the 2014 plan, now is a good time to consider the reasons why this might not work. Not to be negative but often I hear people say ‘I’ve tried this before’ or ‘It never seems to work’ so let’s get the barriers to success right onto the table. They […]

It’s time to roll up your sleeves and get to work in Step 3. If you’ve already gathered your financial information such as pay cheques, bank and credit card statements you’re all set. If you haven’t, now’s the time to do it. If you’re comfortable using Excel then it will make calculations easier but I […]

Once you’ve got your goals in mind it’s a good time to step back and review them to make sure they are in line with your values. Try to prioritize them despite that some may be longer term goals. If you’re having trouble deciding between two or more goals, take them two at a time […]

Wouldn’t it feel great to have your financial affairs sorted? The first steps are quite straightforward and relatively simple. The key is making your lifestyle and your finances fit together so they balance! This can be a little tougher but if it’s important to you, the rewards are worth it.   We’ll go through the […]