Budgets, Debt Management and Financial Planning for Women

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November 2014
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Previous Posts

  • How Do I Score an ‘A’ in Financial Literacy?
  • Financial Literacy Month – How Did You Learn About Money?
  • Money Mummies, Boo Budgets & Worry Witches..What Gives You a Fright in the Night?
  • 759
  • Thank You for Thanksgiving Weekend!
  • What is The Least You Can Live On?
  • Back to School Checklist for the CEO of the House
  • Budgeting and Saving for Our Next Big Trip!
  • Time to Add It Up – Did We Budget Enough for Our Trip?
  • Budgeting For Our First Big Trip
  • The 80/20 Rule

    The 80/20 rule can apply to most anything. Even financial planning! If you’ve been meaning get your financial house in order, don’t wait for the perfect plan.

    You might be surprised how many steps forward you can take once you’ve got the majority of the thinking done. Details can always be added or refined as long as an infrastructure is in place. These two pieces of information are your foundation:

    1. Goals and objectives
    2. A reasonable idea of your income and expenses

    Once you have them in mind, drafting a budget that incorporates your goals and objectives is the next step. Turn it into reality by setting up monthly savings transfers or increasing debt payments. Take action and you will be off to a solid start. If you wait until your plan is 100% complete, it will remain just that, a plan!

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