Budgets, Debt Management and Financial Planning for Women

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December 2015
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Previous Posts

  • Do We Lead an Extravagant Lifestyle?
  • Budgeting for UK 2015 – The Real Numbers Are In!
  • Our 5 Top Budget Busters
  • What Will Our Wonderful Trip Cost?
  • What Would You Do If You Won The Lottery?
  • Advice From Exceptional People
  • What Happens If Mortgage Rates Go Up?
  • An Extra $120 Per Month? I’ll Take It!
  • Money Stress – What to Do When You Lose Your Job
  • Wardrobe Budget Blues
  • The 80/20 Rule

    The 80/20 rule can apply to most anything. Even financial planning! If you’ve been meaning get your financial house in order, don’t wait for the perfect plan.

    You might be surprised how many steps forward you can take once you’ve got the majority of the thinking done. Details can always be added or refined as long as an infrastructure is in place. These two pieces of information are your foundation:

    1. Goals and objectives
    2. A reasonable idea of your income and expenses

    Once you have them in mind, drafting a budget that incorporates your goals and objectives is the next step. Turn it into reality by setting up monthly savings transfers or increasing debt payments. Take action and you will be off to a solid start. If you wait until your plan is 100% complete, it will remain just that, a plan!

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