Budgets, Debt Management and Financial Planning for Women

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March 2015
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Previous Posts

  • Summer Camps….Already? Have You Got a Summer Budget?
  • Spring Break Budget
  • Tick Tock Goes the RSP Clock!
  • Plant Seeds to Grow Your Savings
  • What is a RESP and Why Would I Need One?
  • Turn Your 2015 Financial Plan Into Reality!
  • How to Get Your 2015 Plan Done!
  • What do You Need to Set Your 2015 Financial Plan?
  • Why Should You Figure Out Your Finances for 2015?
  • I Think The Big Christmas Bill Has Arrived :(
  • The 80/20 Rule

    The 80/20 rule can apply to most anything. Even financial planning! If you’ve been meaning get your financial house in order, don’t wait for the perfect plan.

    You might be surprised how many steps forward you can take once you’ve got the majority of the thinking done. Details can always be added or refined as long as an infrastructure is in place. These two pieces of information are your foundation:

    1. Goals and objectives
    2. A reasonable idea of your income and expenses

    Once you have them in mind, drafting a budget that incorporates your goals and objectives is the next step. Turn it into reality by setting up monthly savings transfers or increasing debt payments. Take action and you will be off to a solid start. If you wait until your plan is 100% complete, it will remain just that, a plan!

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