As the weather improves and the temperature warms up, so does the fun. Weekends away, barbecues, weddings and summer holidays start to fill the calendar. It’s easy to accept many invitations and deal with the bills later. Save yourself some spender’s remorse and check whether your budget can handle all the holidays.

1. Take a look at your calendar and review your plans.
2. Estimate the costs.
3. Add them up.
4. Compare the total to what’s in your budget.

Do you have enough to pay for your plans? If not you have several options:

• Increase your budget by decreasing what you spend on something else.
• Earn some extra cash to cover the difference.
• Make some choices with respect to what you’ll do and what invitations you will decline.

Still find it tempting to have the fun and worry about the bills later? Think about your goals and consider what you want more….the two month trip to Europe, the down payment to buy your first home or summer weekend fun.