Financial literacy is something I feel strongly about. Specifically the lack of it within our society. Ideally, young people would get a good start and receive the education to develop a solid foundation in basic money management skills. Not the fancy, high-faluting, high finance knowledge but the ‘get through the week’, the month, the year […]

I keep a mental tally as the month goes by but it is so easy to forget the little amounts here and there and do they add up? Why is it always a bit of a surprise when I open the bill and check the amount owing for the month? What we do right: We […]

Here are some tips to keep your financial world in order:

Budgets are pretty simple when you get right down to it. A budget is a plan to bring in enough money (income) to cover the money going out (expenses). If you can’t manage to pay your bills with the money you have or earn, you are short cash (deficit) and in the short term might […]

Not really sure how I got thinking about how Thanksgiving relates to needs vs. wants but I think it does. For most of us, it’s easy to think of reasons to be thankful but it also makes me think how precarious life as we know it can be. Life as in ‘lifestyle’. An accident, failing […]

You may not think of including Thanksgiving and Halloween in your budget and before you know it, it’s the Holidays. Once they’re upon us, it’s too late to budget for it! The little things add up quickly and occasions like Thanksgiving and Halloween are no exception. Although they may seem like low cost holidays,it doesn’t […]