Financial literacy is something I feel strongly about. Specifically the lack of it within our society. Ideally, young people would get a good start and receive the education to develop a solid foundation in basic money management skills. Not the fancy, high-faluting, high finance knowledge but the ‘get through the week’, the month, the year and beyond basic education.

The fact of the matter is that most of us do not learn good money management habits from our parents or the Canadian education system. We don’t talk about money because it is considered a socially taboo topic. The other reason we don’t openly discuss our finances is because we may be embarrassed about our financial shortcomings.

When I started down the path of writing the content for a basic money management book I did a fair amount of research on what education was available to North Americans. I also took a look at the trends and statistics with respect to debt, credit cards, savings, spending and education. What I suspected was validated and it concerned me.

My book idea developed into a business concept which focused on one of the original reasons to write the book. To educate individuals on basic money management skills and techniques to make a positive difference in their lives.