Once you’ve got your goals in mind it’s a good time to step back and review them to make sure they are in line with your values. Try to prioritize them despite that some may be longer term goals. If you’re having trouble deciding between two or more goals, take them two at a time […]

Wouldn’t it feel great to have your financial affairs sorted? The first steps are quite straightforward and relatively simple. The key is making your lifestyle and your finances fit together so they balance! This can be a little tougher but if it’s important to you, the rewards are worth it.   We’ll go through the […]

The holidays are just around the corner and so is the new year!  Get a head start on your 2014 financial plan by taking one small but very important step. Think of 3 things you would like to achieve in the following time frames: A short term goal – 1 Year A medium term goal […]

It’s been a little over a week since we returned home after a fabulous summer vacation and the return to regular life is a bit of a shock.   Did you take holidays over the summer? Did you do something fun? A trip, travel or staycation? How much did it cost compared to your budget […]

I am often bewildered when I receive our credit card bill each month. Why is it so high? Why are we not on or under budget (ha ha!)? In reality, I know I’ve done a good job with our financial plan and budget and the only category that we have trouble with is ‘entertainment and […]

This may well be the case but before you think about setting a new one, ask yourself a couple questions. When was the last time you did your budget? When was the last time you looked at it? Do you compare your actual income and expenses to the ones in your budget? Have you experienced […]

How many accounts do you have? How many differenct banks do you bank at? What about credit cards, loans and investments? Spreading around your business is one thing but it can be tricky to manage. Fewer arrangements and relationships to manage will help to keep your money management simple. Here are some suggestions: 2 Major […]

Now let’s talk about timing. It’s all about cash flow – when the money comes in and when it goes out. Half of the equation is probably out of your control as your employer will pay you at the same time as everyone else! The majority of employers pay biweekly (every 2 weeks) or semi-monthly (2 times per […]

If you took Making Your Money Management Simple – 1 to heart, you are now organized! This post is about paying bills on time and in no time. Our household bills all seem to naturally fall due towards the end of the month. This is okay as I sit down once per month and set […]

Our lives are busy enough, who wants more administrivia? Keeping track of bills and money can be kept to a minimum with a few simple strategies. The next few posts will include suggestions and tips to manage bills, banking, investments and debts.