A couple things to think about when it comes to keeping your personal information and money safe.   The number of fraudulent transactions occurring each day is staggering. Although many of us have been the victim at one time or another, this doesn’t give a good sense of the magnitude of theft through fraud.

I thought we might finish the holiday season under budget this year. Realistically we will be $200 over budget. We can deal with that. Especially since January is generally more low key. It can be a challenge repaying the holiday bills at the same time as your paycheck decreases (those pesky EI and CPP deductions […]

Preparing for the holiday season and wondering what to do about your personal finances can both generate anxiety. Time ticks by until the holiday season is upon us – whether we’re ready or not! Money matters are similar in the sense that they don’t go away and problems don’t solve themselves. The remedies and tips […]

As a result of new Canadian legislation, credit card companies must show the amount of time it will take to repay the amount owing on the credit card if only the minimum payment is made. It is calculated on the current balance.

This is not a ‘favourite thing’ however most of us face these choices on a regular basis. They may involve large amounts of money (vehicle – new vs. used, buy vs. rent) or small amounts of money (daily coffee – buy vs. home brewed, vacation). Either way, making smart and informed decisions gets you what […]

I spent a good part of Thanksgiving weekend tidying up and organizing a home. To give you an idea of the size of job there are 2 pieces of information. 1) 2/3 of the floor in the home was not visible and 2) No recycling or anything else had been removed for about 10 years. […]