It’s time to roll up your sleeves and get to work in Step 3. If you’ve already gathered your financial information such as pay cheques, bank and credit card statements you’re all set. If you haven’t, now’s the time to do it. If you’re comfortable using Excel then it will make calculations easier but I […]

Once you’ve got your goals in mind it’s a good time to step back and review them to make sure they are in line with your values. Try to prioritize them despite that some may be longer term goals. If you’re having trouble deciding between two or more goals, take them two at a time […]

Wouldn’t it feel great to have your financial affairs sorted? The first steps are quite straightforward and relatively simple. The key is making your lifestyle and your finances fit together so they balance! This can be a little tougher but if it’s important to you, the rewards are worth it.   We’ll go through the […]

The holidays are just around the corner and so is the new year!  Get a head start on your 2014 financial plan by taking one small but very important step. Think of 3 things you would like to achieve in the following time frames: A short term goal – 1 Year A medium term goal […]

American Thanksgiving is this week and the ads have been on for weeks. Sales, sales and more sales. Sales across the border and sales in Canada too!    The question is: Should you buy it if it’s on sale? What if it’s a really, really good deal?  A great discount can make it very tempting […]

  You probably make at least and maybe more holiday lists but do you make a budget? It’s easy to become overwhelmed by the holiday season because between gifts, cards, holiday functions and regular life….it gets busy! And that can mean that attention to details is exchanged for what’s easiest and what’s easiest is almost […]

Rather than move into Holiday Budgets just yet, I thought I would write another post on nutritious meals that are relatively easy to prepare and won’t break the bank. They make several portions and many freeze well so will be available for meals that just need reheating – fast and easy! $17 – Chili and […]

My husband and my birthdays fall within a week of each other, it is Remembrance Day on Monday and the holiday season is around the corner. What do all of those have in common? Gifts and giving. It got me thinking….what is the value of a gift? Is it what you pay, the effort you […]

Fall is a great time of year to enjoy hearty meals that warm your belly and your home but not by breaking the food budget. I recently read in a book that the number of servings that a hotel restaurant plans for from an average size turkey is 15. Now, the book was written in […]

Our kids are at the age where there opinions are becoming more and more defined. Particularly when it comes to what they prefer for presents and while I think it’s great for family (grandparents, aunties and uncles) taking the kids to chose what they would like or giving an ‘experience’, I’m sure I’m not the […]