Spring has arrived! The weather in Vancouver is fantastic today and it got me thinking….Debt can be such a burden. Especially if it’s invading your thoughts, interrupting your sleep or debtors are calling. Whether your debit is stressing you out or whether you just wish it would go away a little faster, spring is a […]

It’s that in between season after RSP’s but before Tax’s. The perfect time to get organized – you’ll see the benefits immediately. Just as soon as you sit down to do your taxes or if you hand them off to someone else, they will appreciate it! To do a thorough job, it will take a […]

Budgets are funny things because you can go to all the trouble of crafting a great budget but then…it doesn’t seem to work! There are all the usual reasons, some of which I’ve posted about but I think sometimes budgets are designed without 2 other key components.   A budget needs some support such as […]

You’ve done the math and set the plan. How is it going? A plan is the key and a budget is simply a tool you use to reach your goals. What happens if you go off track?   The first step is to check in and see how it’s working. Compare your actual spending to […]

You know your goals and what you typically spend each month. Before you compare it to your monthly income…..review the spend categories and consider which ones you could spend less on and how much.   Now compare your actual expenses to your monthly income. Does it cover them? How about if you add in some […]

Wouldn’t it feel great to have your financial affairs sorted? The first steps are quite straightforward and relatively simple. The key is making your lifestyle and your finances fit together so they balance! This can be a little tougher but if it’s important to you, the rewards are worth it.   We’ll go through the […]

Chatting to people about their holiday preparations can be interesting and I often get some really good ideas. Two people have mentioned how they don’t really like shopping and don’t consider themselves to be ‘shoppers’ but they both practice ‘strategic shopping’. I call it that because they take advantage of sales and fully stocked shelves […]

American Thanksgiving is this week and the ads have been on for weeks. Sales, sales and more sales. Sales across the border and sales in Canada too!    The question is: Should you buy it if it’s on sale? What if it’s a really, really good deal?  A great discount can make it very tempting […]

  You probably make at least and maybe more holiday lists but do you make a budget? It’s easy to become overwhelmed by the holiday season because between gifts, cards, holiday functions and regular life….it gets busy! And that can mean that attention to details is exchanged for what’s easiest and what’s easiest is almost […]

Rather than move into Holiday Budgets just yet, I thought I would write another post on nutritious meals that are relatively easy to prepare and won’t break the bank. They make several portions and many freeze well so will be available for meals that just need reheating – fast and easy! $17 – Chili and […]