Once you’ve got your goals in mind it’s a good time to step back and review them to make sure they are in line with your values. Try to prioritize them despite that some may be longer term goals. If you’re having trouble deciding between two or more goals, take them two at a time […]

Wouldn’t it feel great to have your financial affairs sorted? The first steps are quite straightforward and relatively simple. The key is making your lifestyle and your finances fit together so they balance! This can be a little tougher but if it’s important to you, the rewards are worth it.   We’ll go through the […]

The holidays are just around the corner and so is the new year!  Get a head start on your 2014 financial plan by taking one small but very important step. Think of 3 things you would like to achieve in the following time frames: A short term goal – 1 Year A medium term goal […]

It’s the time of year when we tend to indulge and treat ourselves, our families and friends to  special food, drink, celebrations and gifts. When the holiday bills arrive we open them with some trepidation and ‘gulp’, figure out how we’re going to cover it. Sometimes we make conscious decisions to forgo this to buy […]

Chatting to people about their holiday preparations can be interesting and I often get some really good ideas. Two people have mentioned how they don’t really like shopping and don’t consider themselves to be ‘shoppers’ but they both practice ‘strategic shopping’. I call it that because they take advantage of sales and fully stocked shelves […]

American Thanksgiving is this week and the ads have been on for weeks. Sales, sales and more sales. Sales across the border and sales in Canada too!    The question is: Should you buy it if it’s on sale? What if it’s a really, really good deal?  A great discount can make it very tempting […]

  You probably make at least and maybe more holiday lists but do you make a budget? It’s easy to become overwhelmed by the holiday season because between gifts, cards, holiday functions and regular life….it gets busy! And that can mean that attention to details is exchanged for what’s easiest and what’s easiest is almost […]

Rather than move into Holiday Budgets just yet, I thought I would write another post on nutritious meals that are relatively easy to prepare and won’t break the bank. They make several portions and many freeze well so will be available for meals that just need reheating – fast and easy! $17 – Chili and […]

My husband and my birthdays fall within a week of each other, it is Remembrance Day on Monday and the holiday season is around the corner. What do all of those have in common? Gifts and giving. It got me thinking….what is the value of a gift? Is it what you pay, the effort you […]

I remember the cheesecake my best friend make for my birthday while we were in university. Talk about living on a tight budget. But do you know, it was the best cheesecake I’ve ever had. It was such a nice gesture and delicious too. I’ve since made a couple myself  and compared to buying them, […]