Most of us face a cash crunch every now and again and this can cause anxiety. Many of us receive a steady pay check however those who don’t have a stable source of income often wonder whether there will be enough in the account to pay the bills at the end of the month. Cash […]

The key to cash flow is knowing what’s coming in and what’s going out! For many of us, what’s coming in is fairly steady. We’ll take a look at managing cash flow for self-employed, contract or part time income next time. That leaves us with what’s going out … expenses. The most important piece of […]

Why isn’t there enough money in the bank account at the end of the month? In today’s age of debit and credit cards, it’s easy to access money to pay for things. When cash was it, there were either dollars in your wallet or not! This means that it is doubly important to have a […]

I’m wrapping up a week of single parenting while my other half traipses around China visiting Shanghai, Shenzhen and Hong Kong. While I don’t envy the 15 hour flights and managing the 12 hour time change, he is staying in some lovely hotels and is without the regular ‘routine’. I’ve had a great week with […]

How do you live on a tight budget? A tight budget means there isn’t much to spare at the end of the month. Expenses may equal or be very close to household income. There are varying degrees of a tight budget. Necessary expenses take up the majority of or all of your disposable income You […]

We just spent a blissful 4 days in the North Okanagan. A fantastic break from the busy city. The question we were asking ourselves was … Where do we want to live? There are obvious pros and cons. The big city has employment options and career opportunities. Scrumptious restaurants and lots and lots of stores. […]

Planning holidays and weekends away is fun. It’s something I’ve always enjoyed doing. It’s a little more challenging these days with two constraints: Kids Budget

The flowers are beginning to bloom in Vancouver which makes me want to be outside and not at work. It also means lighter clothing, lighter evenings and holiday plans. All this fun can lead to a lighter wallet. The trick is to plan and budget for it.

What I learned from a group of young women about budgeting. Sure I was there to lead the discussion but I learned some things and remembered some tips from years ago. Living on a tight budget is sometimes easier. This may sound ridiculous but there’s some logic to it and here’s why. Lifestyle expectations must […]

Today I had the privilege of meeting a unique group of women. Participants in a program called Dream Seeds. The women aged 16 to 28 are wise beyond their years. Clear on where money stands in their lives, they are realistic about the requirement of the mighty dollar to pay for necessities but firm in […]