Budgets, Debt Management and Financial Planning for Women

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  • Do We Lead an Extravagant Lifestyle?
  • Budgeting for UK 2015 – The Real Numbers Are In!
  • Our 5 Top Budget Busters
  • What Will Our Wonderful Trip Cost?
  • What Would You Do If You Won The Lottery?
  • Advice From Exceptional People
  • What Happens If Mortgage Rates Go Up?
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  • Money Stress – What to Do When You Lose Your Job
  • Wardrobe Budget Blues
  • Archive for 'Debt'

    The Value of Your Health

    Common sense tells us that keeping in good health is the right thing to do but sometimes, you can’t control what happens. Last Friday I had knee surgery to reconstruct my ACL (due to a soccer injury) and I consider myself very lucky. Granted, going in for surgery provokes anxiety and the rehabilitation process is […]

    Mortgage Rates on the Rise – What Can I Do?

    Mortgage rates were 9 to 12% when I started working at the bank in the early 90’s! They went up slightly before coming down and they’ve been so low for so long, I cringe at the thought of what higher rates will do to mortgage payments. Depending how much of a mortgage you have, an increase […]

    If Mortgage Rates Rise, What Does it Mean For You?

    For most of us who own a home, mortgage payments are are greatest monthly expense and of us who live in the Lower Mainland, mortgage payments can eat up a disproportionate amount of our income compared to other expenses.   The first thing to do is gather some information: What is your current mortgage rate and term (for how long will you […]

    Living on a Tight Budget – A Case Study

    Juliet has been working in a retail shop for just over a year and has begun to ask herself two questions: Money is pretty tight at the end of the month and it’s tempting to use her credit card but is worried about getting bills that she can’t pay. What’s next for her? Juliet enjoys […]

    Living on a Tight Budget – Plant Seeds to Grow Out of It!

    Living on a tight budget can cause great anxiety and overwhelm your life. Having a plan to grow out it and into something a little more comfortable can bring a sense of relief. It’s not to say that it will be easy but it is worth it. It’s a great feeling to be confident that […]

    Living on a Tight Budget – Define It!

    How do you define living on a tight budget? I think most of us would agree that the phrase implies that it is a challenge to make ends meet each month. Delving a little further, I think it means having just enough or not quite enough money coming in to cover the basics. Necessities such […]

    Budgeting for Student Life – Case Study Part 2

    Despite best efforts, many leave post secondary education with student loan debt and the job market isn’t always so friendly. Taking a look at some numbers can give an idea of what to expect in terms of income and expenses (including loan payments). If you can earn $22/hour or $44,000/year, this will put about $3,000 […]

    Student Loan Lessons

    Just like credit cards, once the paperwork is done student loans are out of sight, out of mind … until it comes time to repay them. It’s amazing how quickly $10,000 here and $15,000 adds up to a big, big total.

    Budgeting for School – A Case Study

    The first week of school is almost finished and all those ‘back to school’ parties can be distracting! A lot of money changes hands during the first couple weeks of school…mostly it flows in one direction, out of your hands! There are lots of big expenses as well as little ones that all add up. […]

    Back to College, Uni or School – Get Ahead With a $ Plan

    One more week of summer means a last scramble to get organized for back to school. Now that you’re on your own, are you looking after yourself? It’s easy to work through the checklist of registering for courses, gathering supplies and packing your bags but have you taken the opportunity to work through the dollars […]




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