The weather in Vancouver was gorgeous today and spring flowers have been popping up everywhere. You may wonder what on earth that has to do with money – in fact working on your finances might be the last thing you thought of dealing with today!

The parallel is this – planting seeds today means beautiful flowers or yummy food in a few months and planting bulbs can mean beautiful plants each year. They may require a little tending but in the grand scheme of things, not much of your time and the benefit out-weighs the effort.   Saving your money to reach a goal can work the same way.

Financial goals can seem large and virtually impossible to attain when day to day life demands our attention but whether it’s retirement, your children’s education or a first home you want to save for there are one thing to do – start now! It doesn’t have to be a lot but start with what you can afford each month and increase it when you get a raise or fewer expenses.

TIPS:

• Make your monthly savings via an automatic contribution
• Add to your savings with ‘found money’ such as tax refunds, gifts or overtime

Your savings will grow each month and you won’t have to do a thing!