Now that you’re organized…the next step to Spring Cleaning Your Finances.

1. Review your goals to ensure they’re clear in terms of priority, timeframe and amount.
2. Check your income in your budget – is it accurate?
3. Review your budget to ensure your regular monthly and large expenses are noted.
4. Review your budget to confirm that your goals are included in your monthly budget – saving (automatic savings) or repaying debts (increased amount or frequency of payments). If they’re not in your budget yet, add them in. Make sure your income still covers your expenses and goals.

The last step to Spring Clean Your Finances is to set a system and habits in place to turn your goals into reality. Regular and healthy habits mean maintenance instead of overhauls – Easy on your budget and your time!