There are lots of reasons to procrastinate:

• I don’t have my taxes figured out yet
• I don’t know how
• I don’t know where to start
• I don’t know how much I’ll need
• I’m young and have lots of time until retirement
• I don’t have any extra money to save for retirement, I need it now
• I have a pension/retirement plan through work

But there are better reasons to do it:

• If you have a plan, you will achieve more than if you don’t
• Starting sooner than later or not at all means you will have something saved
• A simple plan is not hard to do and a great start, it will develop as you refine your needs and grow your knowledge
• Anxiety relating to finances can be stressful, this will be a huge step to reducing your worries

Happy Planning!