Step 1

What will motivate you to start 2013 with a good plan to manage your finances? Understanding and acknowledging why you want to do something is a big step forward and can keep you moving in the right direction.

• Do you worry about day to day finances?
• Do you worry about your financial future?
• Do you worry about your family’s financial future?
• Do you want something that will take some saving?
• Are you simply tired of not having a good handle on your finances?
• Are you without a financial plan?

Why do you want to do it? Write down what will motivate you to take 5 minutes a day for the next two weeks to get yourself and your money sorted!