Living on a tight budget can cause great anxiety and overwhelm your life. Having a plan to grow out it and into something a little more comfortable can bring a sense of relief. It’s not to say that it will be easy but it is worth it. It’s a great feeling to be confident that you have a plan and are not living quite so close to the red line every month.

Step 1: What is your vision? What do you want your lifestyle to be like?

Step 2: For each goal, decide whether it’s something to work for within 1 year, 2 years or over a longer period of time.

Step 3: Take a look at your resources. How can you use them to make your plan a reality?

Step 4: Write out your plan to achieve your goals. Add enough detail that you are able to go step by step.

We’ll take a look at an example in the next post.