The holidays are just around the corner and so is the new year! 

Get a head start on your 2014 financial plan by taking one small but very important step. Think of 3 things you would like to achieve in the following time frames:

• A short term goal – 1 Year
• A medium term goal – 2 to 3 Years
• A longer term goal – 5 Years +

They can be value or lifestyle based as long as they are important to you. This is something we do every year over the holidays and it feels great to start the new year knowing what we’re working towards.

Once 2014 begins, we’ll get started on designing a plan to make them reality.