It can be easy to lose track of what you’re spending on Back to School stuff. Supplies, books, clothes, courses, sports, lunches and getting set up in a new place. Here are a few very simple tips to spend a little less and save some money and they are keeping in theme with Reduce, Reuse and Recycle:

1. Reuse – What do you already have that you don’t need to buy? Do you know anyone who did the program/course last year and doesn’t need the supplies this year?
2. Recycle – Can you sell, trade with friends or donate items you don’t need?
3. Reduce – Wait before you buy to know whether it’s essential to buy everything on the list.

And of course, the savvy shopper tips stand such as buying on sale, buy used, buy from consignment stores or thrift stores.

Whether it’s your first day at Kindergarten or the first day of your last year at college, starting out the year with an A+ in Back to School Budgeting will lead to an A+ in Managing Your Money!