2013 is just around the corner. The holiday season always goes so quickly and financial planning gets but a smidgeon of a thought. No one wants to spend their time crunching numbers and thinking about a budget but here are just a couple things on your list to do before the end of 2012 to step into 2013 with your best financial foot:

1. It’s not too late to start a plan, you can work out the details later!

• Sit down with yourself and any other adults in the household and have a chat about your financial goals.
• Set a timeline to each one such as 2013, 2 year, 3 year, 5 year, 10 year or long term.
• Attach a $ amount.
• Prioritize them

2. A couple reminders to check some dates.

• December 31st is the contribution deadline for things such as Charitable Donations and RESP Contributions.
• It is also the 2012 deadline for things like TFSA withdrawals and to trigger capital losses and gains.

A very small amount of your time will give you a great head start into 2013.

Happy Holidays!