2013 is just around the corner. The holiday season always goes so quickly and financial planning gets but a smidgeon of a thought. No one wants to spend their time crunching numbers and thinking about a budget but here are just a couple things on your list to do before the end of 2012 to […]

Without an army of elves, being prepared for the holiday season is a challenge and as time ticks by, it becomes more difficult to stick to a budget. It’s the old ‘supply and demand’. As shoppers and mailers get down to the wire, the prices go up! We pay more for convenience, we pay more […]

No matter how organized we plan to be, the holiday season has a habit of sneaking up on us and before you know it, there are events to attend and gifts to buy. A bit here and a bit there has a sneaky way of adding up and can be tricky to keep track of. […]