Budgets, Debt Management and Financial Planning for Women

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January 2015
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Previous Posts

  • How to Get Your 2015 Plan Done!
  • What do You Need to Set Your 2015 Financial Plan?
  • Why Should You Figure Out Your Finances for 2015?
  • I Think The Big Christmas Bill Has Arrived :(
  • How to Stay on Budget This Holiday Season!
  • How Do I Score an ‘A’ in Financial Literacy?
  • Financial Literacy Month – How Did You Learn About Money?
  • Money Mummies, Boo Budgets & Worry Witches..What Gives You a Fright in the Night?
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  • Thank You for Thanksgiving Weekend!
  • Salary Bonus

    Do you receive a bonus at this time of year? Many organizations reward their employees with salary bonuses and while it’s true that the money is welcome over the holiday season, you may not be maximizing its potential.

    You may feel that bonuses are extra money in your pocket and that you deserve to spend it how you like. This may be an opportunity to reward yourself and put the money towards your financial plan. Proportion the funds to your plan depending on the size of the bonus and your priorities. For example, 20% to yourself, 30% to debt, 30% to RSP’s and 20% to savings/holiday expenses.

    If you have an idea what you want to achieve, it’s simple to put into action. The same tip holds for raises. They may not seem like much after taxes and deductions, but small amounts add up quickly.

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