Having a baby is an extraordinary experience. Whether you are able to have your own, adopt or by some other arrangement it is so exciting. The anticipation is magnetic and you can find yourself in a whole new world. One filled with decisions to contemplate, things to learn and looming responsibilities. There are stores and […]

Financial Planning may seem like a scary concept. It doesn’t have to be. You can begin with a basic financial plan and develop it as you go. As long as you start with a good foundation you will be able to add on to your basic money management house as your needs become more sophisticated. […]

Some people like to shop without a list and travel the aisles with a basket. I prefer to take my list. I have a running list to jot down items as I need them and add to the list after making the weekly menu. I rely on the menu as I find it easier to […]